Thank you CreditRepair.com for sponsoring this post. CreditRepair.com’s team understands that a credit score is not just a number; it’s a lifestyle.

My Credit History

When I first graduated high school, I didn’t know a lot about credit or if I even had a credit score! It wasn’t until a few years later when I moved to Oregon to attend University and had to find an apartment that I even started to think about credit! The landlord of the apartment I was looking to move in to asked what my credit score was. I had no idea so I immediately went in to my bank to speak to someone about it.

It turned out that I actually had good credit (a pleasant surprise!) for a few reasons; I opened a bank account when I was 15 and had banked there all those years and because I had applied for a card at a retail store that my friend was working at. I only applied to help her out and never actually went through the process of getting the card but because I had been approved for the card, it gave my credit score a boost!

Since then, I’ve opened a credit card at the same bank which I make monthly payments on, started making payments towards student loans, a car loan, and paid off a car repair loan. All of these things have helped me establish credibility! I make monthly payments on my credit card and loans which shows that I am responsible.

How to Improve Your Credit

Although I have never had bad credit, I know it affects a lot of people in our country. That’s why I wanted to share a leading provider of credit repair services that may help some of you improve your credit scores called CreditRepair.com! CreditRepair.com offers a team of credit professionals whose goal is to educate and empower individuals who are looking to improve their credit score and live the life of their dreams! CreditRepair.com offers technology that provides members with a personal online dashboard, a credit score tracker, credit analysis, creditor and bureau interactions, text and email alerts, mobile apps, and credit monitoring.

They start by looking for discrepancies on your credit record then contact the creditors to get the discrepancies taken off your record faster. Otherwise, it would take 7 years for the discrepancies to come off your record! Meanwhile, they will teach you good practices for maintaining and achieving a good credit score. You can schedule an appointment for a free personalized credit consultation with CreditRepair.com. by calling 1-844-342-0762.

You need credit to buy a car, buy a home, take out a loan for school, open credit cards with perks, and even to start a business! When I bought my first car, I was able to secure a car loan with a very low-interest rate because of my credit score. Right now, my goal is to open a credit card with travel perks! That’s why I’m working towards establishing a long, healthy credit history on my current credit card. I also want to buy a home within the next few years and when that day comes, a good credit score will be essential.

Your credit score is not written in stone, but your credit won’t fix itself! Get help from CreditRepair.com today by scheduling a free consultation and kickstart your credit repair journey! Everyone deserves the right to achieve their dreams and enjoy a lifestyle of greater opportunity. CreditRepair.com can help you achieve those dreams!

XOXO